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Experience Matters

Our team will help you gain more time and freedom to pursue what's most important to you. We are committed to providing clear, objective advice that helps you improve your financial situation and achieve greater peace of mind.

 Stephen Gilbreth, CRPC® Photo
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Stephen Gilbreth, CRPC®

Managing Partner, Financial Advisor
Stephen Gilbreth

Stephen Gilbreth, CRPC®

Managing Partner, Financial Advisor

sgilbreth@tempuswp.com

949.420.9177


Stephen Gilbreth is a founding member of Tempus Wealth Planning, which launched in November 2016. Previously he spent 17 years at UBS Wealth Management and Ameriprise Financial as a Vice-President of Investments and Senior Financial Advisor, where he helped clients manage assets and plan for their future. Steve has specific expertise in the financial planning areas of retirement analysis and investment management, having earned the Chartered Retirement Planning Counselor designation.

Steve’s primary focus at Tempus is to spearhead its vision; as such he is responsible for providing strategic, financial and operational leadership for the firm, planning and directing Tempus’ operational function and performance.

Steve attended the University of Southern California, graduating with a Bachelor of Arts degree in English. He is an avid sports fan and follows his Trojans, as well as the Dodgers, Lakers and Ducks hockey. Steve is father to two young daughters, enjoys traveling with his family, and loves to play golf in his free time - favorite destinations include Maui, Lake Tahoe, and La Quinta.

James White, CFP®, MSFS Photo
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James White, CFP®, MSFS

Managing Partner, Financial Advisor
James White

James White, CFP®, MSFS

Managing Partner, Financial Advisor

jwhite@tempuswp.com

949.420.9188

James White is a founding member of Tempus Wealth Planning. James began his career in the Financial Services industry in 2003 after completing his B.S. in Business Management with an emphasis in Financial Services from Brigham Young University. With a keen interest in comprehensive financial planning, James later earned his Masters of Science in Financial Services (MSFS) from The American College in 2009. He is proud to have helped create a fee-only firm committed to fulfilling its fiduciary mission of putting clients and their needs first.

James is a CERTIFIED FINANCIAL PLANNER™ professional. As such, he is primarily responsible for providing financial planning advice and services to clients of Tempus Wealth Planning. CFP© practitioners are held to strict ethical standards in addition to meeting rigorous education, examination and experience requirements.

James is married to Melissa and they are the parents of 5 children. In addition to keeping up with a busy family life, James is also active with his church. A native of Southern California, he enjoys sports and is an ardent supporter of the Dodgers, Lakers, and BYU athletics.

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Steven Sturner, APMA®

Managing Partner, Financial Advisor
Steven Sturner

Steven Sturner, APMA®

Managing Partner, Financial Advisor

ssturner@tempuswp.com

949.420.9199

Steven Sturner is a founding member of Tempus Wealth Planning. Since he opened his first brokerage account at 18 years old, he knew that he wanted a career in the investment industry. Steve now has over 30 years of experience helping individuals and families achieve their goals through financial planning and investment management.

Steve studied economics at California State University, Long Beach and holds the Accredited Portfolio Manager Advisor designation from the College of Financial Planning. He is currently a level 2 candidate for the Chartered Market Technician (CMT) designation. Steve’s primary role at Tempus is Chief Investment Officer and portfolio manager for the Tempus investment portfolios.

In this free time, Steve enjoys travelling with his wife and daughter. He also enjoys exercising regularly, hiking, playing golf, and cooking, especially BBQ (Low and Slow)!

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Daniel L. Carmo

Managing Partner, The Carmo Group
Jeremy Portnoff

Daniel L. Carmo

Managing Partner, The Carmo Group

dcarmo@tempuswp.com

949.229.3939


Daniel L. Carmo is a managing partner of The Carmo Group at Tempus Wealth Planning. He is responsible for all areas of the investment process and specializes in portfolio management and retirement planning, utilizing an investment philosophy built on sound financial principles and a long-term outlook.  His mission is to help clients grow and to protect their wealth by developing comprehensive investment plans and risk management strategies.

Daniel has over 25 years of investment experience and has worked for some of the largest firms on Wall Street, including Merrill Lynch, UBS, and Stifel Nicolaus. Daniel has a BA from California State University of Fullerton in Business Administration with a concentration in Accounting.

Daniel resides in Ladera Ranch, California with his wife Michelle, son Michael and daughter Haley.  In his free time, he enjoys working out, playing golf, and traveling with his family.

Jeremy E. Portnoff, MSFS, CFP®, CIMA®  Photo
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Jeremy E. Portnoff, MSFS, CFP®, CIMA®

Managing Partner, Portnoff Financial
Jeremy Portnoff

Jeremy Portnoff, MSFS, CFP®, CIMA®

Managing Partner, Portnoff Financial

jportnoff@tempuswp.com

949.226.8342


My career in financial services began when I decided to enter a CFP® Board registered program as an undergraduate student at California State University Fullerton. I earned a Bachelor's Degree in Business Administration from California State University Fullerton with a concentration in finance (CFP® Board registered Personal Financial Planning study program). I completed a Master's Degree in Financial Services (MSFS) from The Institute of Business & Finance in 2012.

Professional Credentials include:

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • CERTIFIED INVESTMENT MANAGEMENT ANALYST® (CIMA®)
  • CHARTERED RETIREMENT PLANS SPECIALISTSM (CRPS®)
  • CERTIFIED ESTATE SPECIALIST™ (CES™)
  • CERTIFIED FUND SPECIALIST® (CFS®)
  • CERTIFIED TAX SPECIALIST™ (CTS™)
  • CERTIFIED ANNUITY SPECIALIST® (CAS®)
  • CERTIFIED INCOME SPECIALIST™ (CIS™)

I specialize in retirement accumulation and distribution planning with individuals, families and business retirement plans. I help clients not only figure out how to effectively accumulate assets, but also how to protect those assets. The CRPS®  (Chartered Retirement Plans Specialist) designation and continuous study as an Ed Slott Master Elite IRA Advisor has provided me with specialized training in this area.  

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Jonathan Yoo

Operations Manager, Financial Advisor
Jonathan Yoo

Jonathan Yoo

Operations Manager, Financial Advisor

jyoo@tempuswp.com

949.335.1550

Jonathan Yoo is a Financial Advisor and Operations Manager at Tempus Wealth Planning. Jonathan graduated with his Masters from the highly-ranked program at The University of California, San Diego and went on to work at a venture capital firm as a biotechnology/healthcare investment analyst until later continuing his career at TD Ameritrade Institutional.

Jonathan splits his duties between serving clients and handling operations at Tempus, and has completed his CERTIFIED FINANCIAL PLANNER™ coursework in anticipation of sitting for the CFP exam. He appreciates Tempus’ culture of providing unbiased financial advice to clients, and enjoys getting to know and understand each client’s unique story and personal financial needs.

Having grown up in Arizona, Jonathan has a true appreciation for the California weather and enjoys being active outdoors as much as possible. Outside of the office there is a good chance you’ll find Jonathan at the beach, golf course or eating out with friends.

Greg Christensen Photo

Greg Christensen

Financial Advisor
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Heather Graves

Office Manager


          


Heather Graves

Office Manager


hgraves@tempuswp.com

949-274-7814


Heather Graves serves as the Office Manager at Tempus and is also responsible for supporting our advisors, onboarding new clients, and opening new accounts for existing clients.  She works closely with the Advisory teams to make the onboarding process easy for clients.  With over 10 years of experience assisting Financial Advisors, Heather brings a wealth of knowledge and credibility to her role.

Heather resides in Tustin with her husband Rob and 6-year-old son, Chase.  She enjoys working out, cooking, and bike rides with her family in her free time.