Experience Matters
Our team will help you gain more time and freedom to pursue what's most important to you. We are committed to providing clear, objective advice that helps you improve your financial situation and achieve greater peace of mind.
Stephen Gilbreth, CRPC®
Managing Partner, Financial Advisor
Stephen Gilbreth, CRPC®
Managing Partner, Financial Advisor
sgilbreth@tempuswp.com
949.420.9177
Stephen Gilbreth is a founding member of Tempus Wealth Planning, which launched in November 2016. Previously he spent 17 years at UBS Wealth Management and Ameriprise Financial as a Vice-President of Investments and Senior Financial Advisor, where he helped clients manage assets and plan for their future. Steve has specific expertise in the financial planning areas of retirement analysis and investment management, having earned the Chartered Retirement Planning Counselor designation.
Steve’s primary focus at Tempus is to spearhead its vision; as such he is responsible for providing strategic, financial and operational leadership for the firm, planning and directing Tempus’ operational function and performance.
Steve attended the University of Southern California, graduating with a Bachelor of Arts degree in English. He is an avid sports fan and follows his Trojans, as well as the Dodgers, Lakers and Ducks hockey. Steve is father to two young daughters, enjoys traveling with his family, and loves to play golf in his free time - favorite destinations include Maui, Lake Tahoe, and La Quinta.
James White, CFP®, MSFS
Managing Partner, Financial Advisor
James White, CFP®, MSFS
Managing Partner, Financial Advisor
jwhite@tempuswp.com
949.420.9188
James White is a founding member of Tempus Wealth Planning. James began his career in the Financial Services industry in 2003 after completing his B.S. in Business Management with an emphasis in Financial Services from Brigham Young University. With a keen interest in comprehensive financial planning, James later earned his Masters of Science in Financial Services (MSFS) from The American College in 2009. He is proud to have helped create a fee-only firm committed to fulfilling its fiduciary mission of putting clients and their needs first.
James is a CERTIFIED FINANCIAL PLANNER™ professional. As such, he is primarily responsible for providing financial planning advice and services to clients of Tempus Wealth Planning. CFP© practitioners are held to strict ethical standards in addition to meeting rigorous education, examination and experience requirements.
James is married to Melissa and they are the parents of 5 children. In addition to keeping up with a busy family life, James is also active with his church. A native of Southern California, he enjoys sports and is an ardent supporter of the Dodgers, Lakers, and BYU athletics.
Steven Sturner, APMA®
Managing Partner, Financial Advisor
Steven Sturner, APMA®
Managing Partner, Financial Advisor
ssturner@tempuswp.com
949.420.9199
Steven Sturner is a founding member of Tempus Wealth Planning. Since he opened his first brokerage account at 18 years old, he knew that he wanted a career in the investment industry. Steve now has over 30 years of experience helping individuals and families achieve their goals through financial planning and investment management.
Steve studied economics at California State University, Long Beach and holds the Accredited Portfolio Manager Advisor designation from the College of Financial Planning. He is currently a level 2 candidate for the Chartered Market Technician (CMT) designation. Steve’s primary role at Tempus is Chief Investment Officer and portfolio manager for the Tempus investment portfolios.
In this free time, Steve enjoys travelling with his wife and daughter. He also enjoys exercising regularly, hiking, playing golf, and cooking, especially BBQ (Low and Slow)!
Daniel L. Carmo
Managing Partner, Financial Advisor - The Carmo Group
Daniel L. Carmo
Managing Partner, The Carmo Group
dcarmo@tempuswp.com
949.229.3939
Daniel L. Carmo is a managing partner of The Carmo Group at Tempus Wealth Planning. He is responsible for all areas of the investment process and specializes in portfolio management and retirement planning, utilizing an investment philosophy built on sound financial principles and a long-term outlook. His mission is to help clients grow and to protect their wealth by developing comprehensive investment plans and risk management strategies.
Daniel has over 25 years of investment experience and has worked for some of the largest firms on Wall Street, including Merrill Lynch, UBS, and Stifel Nicolaus. Daniel has a BA from California State University of Fullerton in Business Administration with a concentration in Accounting.
Daniel resides in Ladera Ranch, California with his wife Michelle, son Michael and daughter Haley. In his free time, he enjoys working out, playing golf, and traveling with his family.
Gary Hitzler
Managing Partner, Financial Advisor - The Hitzler Group
Gary Hitzler
Financial Advisor
ghitzler@tempuswp.com
949-393-8383
Gary Hitzler began his career in the financial services industry in 1995 after graduating from San Diego State University with a B.A. in Financial Services. Prior to joining Tempus Wealth Planning, Gary spent the majority of his working years as a financial advisor at Ameriprise Financial. Gary specializes in helping individuals and families realize their goals through disciplined financial planning and a risk-managed approach to investment management.
Gary is married to Amy and they have three daughters and 1 son. Their kids are involved in many sports and Gary helps out by coaching soccer, baseball, and softball. When he has free time, Gary enjoys spending time with his family, working out, and playing golf. They are also members of Saddleback Church.
Jonathan Yoo, CFP®
Financial Advisor
Jonathan Yoo, CFP®
Financial Advisor
jyoo@tempuswp.com
949.335.1550
Jonathan Yoo is a Financial Advisor at Tempus Wealth Planning. He holds a Master's degree from The University of California, San Diego. Following his graduation, Jonathan began his career as a biotechnology/healthcare investment analyst at a venture capital firm before advancing to a role at TD Ameritrade Institutional.
At Tempus, Jonathan specializes in helping clients grow and protect their wealth, whether they are planning for retirement or already retired. As a CERTIFIED FINANCIAL PLANNER™ practitioner, Jonathan has extensive experience building comprehensive financial plans to help clients achieve their financial goals. As a fiduciary, Jonathan values Tempus’ culture of providing unbiased financial advice and enjoys getting to know each client’s unique story and financial needs.
The most rewarding part of his job is assisting clients in reaching their financial goals, whether it's funding their children's college education, retiring earlier than expected, or ensuring their investments continue to safely grow during retirement to fully enjoy their golden years.
Originally from Arizona, Jonathan loves California's weather and enjoys outdoor activities. Outside the office, you can often find him at the beach, on the golf course, or dining out with friends.
Joseph Szal
Financial Advisor
Joseph Szal
Financial Advisor
jszal@tempuswp.com
949-822-7242
Joe is an independent Investment Adviser Representative with Tempus Wealth Planning. He has over 30 years of experience with past employment as first vice president at Wells Fargo Advisors; Janney, Montgomery Scott; and Merrill Lynch. He specializes in offering comprehensive investment management primarily focused on retirement planning accumulation and distribution. His objective is to simplify the retirement planning process and help clients maintain and grow their investments.
Joe has a bachelor’s degree in accounting from LaSalle University and the Chartered Retirement Plan Counselor (CRPC®) designation from the College of Financial Planning. He is committed to continuing education and learning in order to stay ahead of the curve in the evolving capital markets.
In his spare time, Joe likes to travel, read, and play golf. He is active with The Red Cross and Knights of Columbus at his local parish church.
Greg Christensen
Financial Advisor
Haley Carmo
Office Manager
Haley Carmo
Office Manager
hcarmo@tempuswp.com
949-393-7903
Haley Carmo serves as the Office Manager at Tempus and is also responsible for supporting our advisors, onboarding new clients, and opening new accounts for existing clients. She works closely with the Advisory teams to make the onboarding process easy for clients.
She also assists the Carmo Group of Tempus Wealth Planning as a Client Services Associate. Her goal is to become a CFP® and follow in her father's footsteps of being a trusted Financial Advisor.
Haley graduated with a BA in Business Administration with a concentration in Marketing from California State University of Fullerton. During her four years there, she was a Division I scholar-athlete and captain of the volleyball team.
Haley enjoys cooking, traveling, yoga, and spending time with family and friends.